Recover Your Lost & Unclaimed Investments

Unclaimed investments are financial assets that remain untouched or unredeemed for extended periods — often because the original investor passed away, forgot about the investment, lost certificates, changed address, or the company merged/renamed. Common examples include physical share certificates, unclaimed insurance maturity, dormant bank accounts, old FDs, and provident fund balances that families are unaware of.

The Investor Education and Protection Fund (IEPF) is a government fund where shares and dividends that have remained unclaimed for 7+ years are automatically transferred under the Companies Act 2013. Yes, you can recover your shares from IEPF by filing an IEPF-5 form along with supporting documents. The process is complex and time-consuming — typically 4–8 months. Our team handles the entire process including documentation, e-filing, and follow-up with the IEPF Authority and company RTA.

Physical shares can be dematerialized by submitting a Dematerialisation Request Form (DRF) through your Depository Participant (broker) along with the original share certificates. However, many cases involve complications — company name changes, mergers, missing signatures, duplicate certificates needed, or ISIN not available. Our experts handle all such complexities, liaise with RTAs and depositories, and ensure smooth conversion.

We primarily operate on a success-fee model — a small documentation fee may be charged upfront for filing costs, and our professional fee (typically 15–25% of recovered value) is payable only after your assets are successfully recovered. For very complex cases involving litigation or high-value IEPF claims, a separate retainer may be discussed. Every engagement begins with a free feasibility assessment at zero cost.

Yes. This is one of our most common engagement types. Legal heirs can recover all types of investments — shares, mutual funds, insurance, bank deposits, PF — of a deceased family member. The process involves obtaining a succession certificate or legal heir certificate, submitting transmission requests to RTAs/AMCs/banks, and following up. We handle the entire process including helping you obtain the necessary legal certificates where required.

Timelines vary by asset type: Simple demat conversions take 2–4 weeks. IEPF claims take 4–8 months. Insurance maturity/death claims take 30–90 days. Bank deposit claims take 2–6 weeks. Mutual fund transmission takes 2–4 weeks. Complex cases involving legal proceedings may take 6–12 months. We provide realistic timelines at the assessment stage and keep you updated throughout.